In this month's newsletter, we find out how Buy Now Pay Later can impact your loan application and ways to overcome Zoom fatigue.

With the Australian Tax Office now processing the 2020-2021 tax returns, it’s important to understand what you need to provide the ATO when it comes to your investments. We’ve provided a list of information to help.

Superannuation is generally a long-term investment, so when it comes to choosing a super fund, you can go with your employer’s default fund or choose your own. Discover what you should look for when choosing a super fund and how to compare different funds.

Buy Now Pay Later is becoming increasingly popular. However, if you’re applying for a loan you may want to look at how BNPL purchases can affect your approval for a loan.

There is always risk involved when choosing to invest your hard-earned cash. Find out what some of the risks are when investing your money and alternatively, what may happen if you don’t invest at all.

Did you know ‘Zoom fatigue’ was a thing? Working from home can mean more Zoom meetings and this could be causing Zoom fatigue. In our final article, we explore what it is, and suggest a few ideas you can put in place to overcome it.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 03 6165 2666 or email tom@premiumbg.com.au

Kind regards,

Premium Business Group

Tax time: calculating investment income and deductions

Here's a check list of what you will need to include in your 2020-21 income tax return. Read more >>>

Choosing a super fund

How to compare and choose super funds. Read more >>>

Buy Now Pay Later - the hidden danger potentially stopping you from owning your own home

The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but leading mortgage brokers are warning that with every sugar-high comes the risk of a corresponding low. Read more >>>

Why there's also risk in not investing

Many Australians know that investing will always come with some level of risk, but what they might not have considered is that there's also risk in not investing. Read more >>>

How to beat Zoom fatigue (hint: it’s easier than you think)

According to researchers at the Stanford Virtual Human Interaction Lab, all that time you’re spending on Zoom or video calls is wearing you out at a much quicker rate than traditional face-to-face meetings.

TJW Financial Planning Pty Ltd trading as Premium Business Group is an Authorised Representative of Count. ‘Count’ and Count Wealth Accountants® are trading names of Count Financial Limited, ABN 19 001 974 625 Australian Financial Services Licence Holder Number 227232 (“Count”). Count is 85% owned by CountPlus Limited ABN 111 26 990 832 (CountPlus) of Level 8, 1 Chifley Square, Sydney 2000 NSW and 15% owned by Count Member Firm Pty Ltd ACN 633 983 490 of Level 8, 1 Chifley Square, Sydney 2000 NSW. CountPlus is listed on the Australian Stock Exchange. Count Member Firm Pty Ltd is owned by Count Member Firm DT Pty Ltd ACN 633 956 073 which holds the assets under a discretionary trust for certain beneficiaries including potentially some corporate authorised representatives of Count Financial Ltd.

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